Finance
Calculate SIP, Loan EMI, Income Tax, Lumpsum, Fixed Deposits, and GST with real-time Indian Rupee (₹) formatting.
EMI Calculator
Calculate loan EMI with visual principal vs interest breakdown and yearly amortization
SIP Calculator
Calculate returns on your Systematic Investment Plan in Mutual Funds
Lumpsum Investment Calculator
Calculate wealth growth on one-time mutual fund investments
FD (Fixed Deposit) Calculator
Calculate bank fixed deposit maturity value with quarterly compounding
RD (Recurring Deposit) Calculator
Calculate bank and post-office recurring deposit maturity amount
Simple Interest Calculator
Calculate simple interest, total repayment, and annual returns instantly
Compound Interest Calculator
Calculate compounding growth with monthly, quarterly, or yearly frequencies
GST Calculator
Add or remove Goods and Services Tax (GST) with CGST/SGST split
Income Tax Calculator (India)
Compare New vs Old Tax Regime for FY 2024-25 & FY 2025-26 with Section 87A rebate
Loan Eligibility Calculator
Calculate maximum loan borrowing capacity based on monthly salary and FOIR
Discount & Sale Price Calculator
Calculate sale prices, percentage discounts, coupons, and tax savings
Finance FAQs
Common questions, calculation formulas, and usage rules for Finance.
EMI is calculated using the standard reducing-balance formula: EMI = [P × R × (1+R)^N] / [(1+R)^N - 1], where P is principal, R is monthly interest rate, and N is the total number of monthly installments. The calculator generates a full amortization schedule.
SIP investments compound monthly. The future value is determined using the annuity formula: M = P × [((1 + i)^n - 1) / i] × (1 + i), where P is monthly deposit, i is periodic interest rate, and n is total months. It illustrates the power of rupee-cost averaging.